Privacy Policy
Effective Date: 1 January 2025
Last Updated: 23 May 2026
1. Introduction
AutoInsurances.online ("we", "us", "our") is an independent comparison platform operated as a free-to-use information and lead generation service. We are not an insurance company, do not underwrite insurance policies, and are not a licensed insurer in any jurisdiction.
This Privacy Policy explains how we collect, use, store, share, and protect your personal data when you use our website, comparison tools, and quote request forms. It also explains your legal rights regarding your personal data.
By using this website, you agree to the collection and use of information in accordance with this policy.
2. Data Controller
AutoInsurances.online is the data controller for personal data collected through this website. For privacy-related enquiries, contact us at: privacy@autoinsurances.online
3. What Data We Collect
3.1 Data You Provide Directly
When you submit a quote request form, we collect: Full name, Email address, Postal code / ZIP code, Driver age, Vehicle make and model, Vehicle year, Annual mileage indication, Driver gender, Consent records (timestamp, consent type, IP address hash).
3.2 Data Collected Automatically
When you visit our website, we automatically collect: IP address, Browser type and version, Operating system, Referring URL, Pages visited and time spent on pages, Clickstream data, Country / region (inferred from IP address), Cookie identifiers.
3.3 Data We Do Not Collect
We do not collect: Payment card information, National identity numbers, Passport or driving licence numbers, Actual insurance policy data.
4. How We Use Your Data
We use the personal data you provide for the following purposes: To process your quote request and connect you with licensed insurance providers (Consent / Contractual necessity); To share your data with affiliate partner networks and insurance providers for the purpose of generating quotes (Consent); To improve our comparison tools and website content (Legitimate interest); To detect and prevent fraud and spam (Legitimate interest); To comply with legal obligations (Legal obligation); Analytics and performance measurement (Consent via cookie preferences).
5. Who We Share Your Data With
5.1 Affiliate Partner Networks
Your information is transmitted to one or more of our affiliate partner networks: MediaAlpha, CJ Affiliate, AWIN, Impact, VCommission.
5.2 Insurance Providers
Your quote request data may be forwarded to licensed insurance providers in your country for the purpose of generating quotes.
5.3 Service Providers
We use third-party service providers for: Web hosting, Email delivery, Analytics, Fraud prevention.
5.4 Legal Requirements
We may disclose your data if required to do so by law, court order, or government authority.
5.5 We Do Not Sell Your Data
We do not sell your personal data to third parties for their own independent marketing purposes.
6. International Data Transfers
Our platform operates internationally. In such cases, we ensure appropriate safeguards are in place, including Standard Contractual Clauses (SCCs).
7. Cookies
We use cookies and similar tracking technologies. Cookies are small files stored on your device that allow us to recognise your browser and remember preferences.
8. Data Retention
We retain your personal data for the following periods: Quote request submissions (24 months); Marketing consent records (Until consent is withdrawn + 12 months); Analytics data (26 months); Server access logs (90 days); Consent logs (36 months).
9. Your Rights
Depending on your country of residence, you may have the following rights: Access, Rectification, Erasure, Restriction of Processing, Data Portability, Objection, and Withdrawal of Consent (EEA/UK residents); Access and correct (Malaysian and Philippine residents). California residents, see Section 9a below for detailed CCPA/CPRA rights.
9a. California Privacy Rights (CCPA/CPRA)
If you are a California resident, the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), gives you the following specific rights regarding your personal information:
Right to Know: You may request that we disclose the categories and specific pieces of personal information we have collected about you in the preceding 12 months, the categories of sources of that information, the business purpose for collecting it, and the categories of third parties with whom we have shared it.
Right to Delete: You may request that we delete personal information we have collected from you, subject to certain exceptions (for example, information we are required to retain for legal compliance, fraud prevention, or to complete a transaction you requested).
Right to Correct: You may request that we correct inaccurate personal information we maintain about you.
Right to Opt Out of Sale or Sharing: You have the right to direct us not to sell or share your personal information. See Section 9b, "Do Not Sell or Share My Personal Information," immediately below for how we handle this and how to exercise this right.
Right to Limit Use of Sensitive Personal Information: Where applicable, you may direct us to limit the use of sensitive personal information to what is necessary to provide our comparison service.
Right to Non-Discrimination: We will not deny you goods or services, charge you a different price, or provide a different level of service because you exercised any of your CCPA/CPRA rights.
Categories of Personal Information We Collect: Identifiers (name, email, IP address); commercial information (quote requests submitted); internet activity (pages visited, links clicked, geo-location derived from IP for country routing); and, where voluntarily provided, information relevant to an insurance quote request (such as vehicle details).
How to Exercise Your Rights: Submit a request via our Data Opt-Out & Rights Centre, or email privacy@autoinsurances.online. We will verify your identity before processing a request and will respond within 45 days, as required by the CCPA/CPRA (extendable by an additional 45 days where reasonably necessary, with notice to you).
Authorized Agents: You may designate an authorized agent to submit a request on your behalf. We may require proof of the agent's authorization and may still require you to verify your own identity directly with us.
9b. Do Not Sell or Share My Personal Information
Under the CCPA/CPRA, "selling" and "sharing" have broad legal definitions that can include certain forms of cross-context behavioral advertising and the use of tracking technologies (such as advertising cookies) by third parties, even where no money changes hands.
AutoInsurances.online does not sell personal information in the traditional sense of exchanging it for money. However, our use of affiliate tracking and, where applicable, analytics or advertising cookies may meet the CCPA/CPRA's broader definition of "sharing." You have the right to opt out of this.
How to opt out:
1. Use the cookie consent banner shown when you first visit our site, and select "Reject Non-Essential" or customise your choices and disable "Affiliate Tracking" and "Marketing Communications."
2. Toggle "Do Not Sell or Share My Personal Information" directly in the consent banner (shown automatically to California visitors).
3. Submit a formal request via our Data Opt-Out & Rights Centre at any time, which we honour going forward.
4. We also recognise the Global Privacy Control (GPC) browser signal as a valid opt-out request where detected.
Opting out does not delete information already shared prior to your request, and does not affect essential functionality (such as country-based routing) required to operate our comparison service. It also does not affect information you separately and voluntarily provide directly to a third-party insurer after clicking through to their site — at that point, their own privacy policy applies, not ours.
10. Children's Privacy
Our platform is not directed at individuals under the age of 18. We do not knowingly collect personal data from children.
11. Security
We implement appropriate technical and organisational measures to protect your personal data, including HTTPS encryption and access controls.
12. Third-Party Links
Once you click links to third-party insurance provider websites and leave our site, this Privacy Policy no longer applies.
13. Changes to This Policy
We may update this Privacy Policy from time to time. Continued use of our website after changes constitutes acceptance.
14. Contact Us
Email: privacy@autoinsurances.online