Terms of Use

Effective Date: 1 January 2025
Last Updated: 23 May 2026

1. Agreement to Terms

By accessing or using AutoInsurances.online ("the Platform", "we", "us", "our"), you agree to be bound by these Terms of Use.

2. Nature of Service — Independent Comparison Platform

2.1 We are NOT an insurance company. AutoInsurances.online does not sell, underwrite, or issue insurance policies. We do not provide insurance advice or act as a licensed insurance broker or intermediary in any jurisdiction.

2.2 We are an independent comparison and lead generation service. We collect information you provide, connect you with licensed insurance providers and affiliate partner networks, and facilitate the quote process.

2.3 Information on this site is for general informational purposes only. Always consult a licensed insurance professional before making insurance decisions.

2.4 All company names are trademarks of their respective owners. Their use on this platform is for identification and comparison purposes only.

3. Eligibility

You must be at least 18 years of age to use this platform and submit a quote request.

4. Quote Requests and Data Submission

4.1 Accuracy. Providing false information may result in inaccurate quotes or the invalidation of any insurance policy subsequently obtained.

4.2 Consent to data sharing. You explicitly consent to your information being shared with our affiliate partner networks (MediaAlpha, CJ Affiliate, AWIN, Impact, VCommission).

4.3 No guarantee of quotes. Submitting a form does not guarantee you will receive a quote.

4.4 Automated contact. You acknowledge that you may be contacted by our affiliate partners or insurance providers via telephone, email, or SMS.

5. Affiliate Relationships and Commercial Disclosure

5.1 Commercial funding. funding through commission payments from licensed insurance providers and affiliate networks.

5.2 Rankings are editorial. represent our editorial assessment based on publicly available information.

5.3 Affiliate links. Some links on this platform lead to external insurance websites through affiliate tracking systems.

5.4 Sponsored placements. clearly disclosed with a "Sponsored" or "Partner" label.

6. Intellectual Property

All content on this website is the intellectual property of AutoInsurances.online or its licensors.

7. Country-Specific Legal Compliance

Complies with applicable UK data protection law (UK GDPR), Australia (General Advice Only), New Zealand (CoFI), South Africa (FSCA/POPIA), Malaysia (BNM/PDPA), and Philippines (IC/DPA).

8. Disclaimers

Information is provided "as is" without any warranty of accuracy or completeness.

9. Limitation of Liability

AutoInsurances.online shall not be liable for any indirect, incidental, special, or consequential damages.

10. Governing Law and Dispute Resolution

Governed by and construed in accordance with the laws of the jurisdiction in which AutoInsurances.online is registered.

11. Modifications

We reserve the right to modify these Terms at any time.

12. Contact

Email: legal@autoinsurances.online